Advanced Retirement Calculator

About This Advanced Retirement Calculator

This Advanced Retirement Calculator helps you plan your financial future with three powerful calculation modes to analyze different retirement scenarios.

Accumulation Phase Calculator:

• Calculate how much you'll accumulate by retirement age
• See the impact of different contribution amounts
• View inflation-adjusted retirement corpus
• Understand how investment returns affect your savings
• Detailed year-by-year projection table
• Visual growth chart showing contributions vs. interest

Withdrawal Phase Calculator:

• Determine if your retirement corpus will last your lifetime
• Calculate sustainable withdrawal rates
• See how inflation impacts your purchasing power
• Identify when your funds might run out
• Detailed withdrawal schedule showing annual changes
• Visual chart of corpus depletion over time

Scenario Comparison Tool:

• Compare different savings strategies side-by-side
• See how changing contribution amounts affects your retirement
• Understand the impact of different investment returns
• Make informed decisions about your retirement planning
• Visual comparison chart of both scenarios
• Detailed comparison table showing yearly differences

Key Assumptions:

• All returns are compounded annually
• Contributions are made at the end of each period
• Withdrawals are made at the beginning of each period
• Inflation affects purchasing power uniformly
• Returns are consistent throughout the period (consider using Monte Carlo simulation for more realistic projections)

Use this calculator to explore different retirement scenarios and create a plan that works for your financial situation!